Terms and Conditions for Website Use
By using frayaqelom.pro, you agree to the following terms governing access, data use, and responsibilities. Please review carefully before interacting with our services.
Last updated: December 21, 2025
Acceptance of Terms
Accessing or using this site signifies agreement to these Terms and Conditions. If you do not consent, please refrain from using any site features or submitting personal information.
Definitions
Key terms are defined here for clarity. Additional definitions may appear below as needed.
“Site” refers to frayaqelom.pro and all associated pages and services.
“User” means any individual accessing or interacting with the platform.
“Personal Data” denotes any information connected to an identifiable person.
“Content” includes text, images, blog posts, and any material published on the site.
Permitted Use of Services
Use the site strictly for informational purposes, following local regulations. Do not misuse the service or violate any rights or policies presented herein.
Eligibility
The site is intended for Malaysian residents and those legally permitted to use web-based informational resources in Malaysia.
Users must be at least 18 years old to interact with personal finance content.
Your Responsibilities
You are responsible for honest, lawful interactions and safe use of all features. Users must protect their personal information and adhere to these guidelines.
Prohibited Conduct
The following actions are forbidden on this site:
Intellectual Property Rights
All content on this website is owned or licensed by frayaqelom.pro. Users may not copy, reproduce, or redistribute materials without express, written consent.
User Submissions
By submitting any content, you grant us non-exclusive, royalty-free rights to use and display your contributions.
User Content Rights and Duties
Users retain rights to personal submissions, but must ensure these are original and non-infringing.
Privacy and Data Use
Personal information is collected and managed according to our Privacy Policy. All activity is subject to Malaysian laws.
View privacy policyImportant Disclaimers
Website content is general information only. No legal, financial, or professional advice is provided.
Advisory Notice
Results may vary for each person. Content should inform, not replace, your personalized advice from a qualified professional.
Limit of Liability
frayaqelom.pro is not liable for damages from site use, errors, or omissions, except as required by law.
Indemnification
Users agree to hold the site and its contributors harmless from claims relating to their misuse or violations.
Resolving Disputes and Jurisdiction
Disputes are resolved under Malaysian jurisdiction. Refer to details for arbitration and contacts.
Arbitration
We aim for first-step resolution via communication but may pursue arbitration if necessary.
Legal remedies will be pursued where contact is unsuccessful.
Online Dispute Options
Users have recourse to Malaysian online dispute resolution platforms if needed.
Visit dispute resolution pageSeverability
If any term is unenforceable, remaining terms stay valid and enforceable.
Entire Agreement
These Terms form the full understanding between you and frayaqelom.pro. Additional agreements are invalid unless in writing.
Applicable Law and Venue
Malaysian law governs this agreement, with venue in local courts.
Termination
We reserve the right to suspend access or remove users who violate terms or laws without notice.
Changes to Terms
These Terms may change to reflect legal or operational requirements. Continued use signifies acceptance of changes.
Contact for Questions
For questions about these Terms and Conditions, please reach out to us.
Contact Email: content@frayaqelom.pro
Contact Phone: +60 6-802 2299
Office Address: Menara Prestige, No. 1, Jalan Pinang, Level 30-32, Kuala Lumpur 50450 Malaysia
Effective Date: December 21, 2025
Version: 3